Where short-term rentals are allowed in Fernandina Beach, FL
In Fernandina Beach, on Amelia Island, the first question is whether your lot can hold a Resort Rental Dwelling Permit at all. Where it cannot, the rental is simply a long-term one.[6]
Every rule below links to the official source it comes from, verified October 2, 2026.
Can you rent short term in Fernandina Beach?
Your zoning decides
What you apply for: Resort Rental Dwelling Permit
- Seasonal homes
- 1,217
- Housing units
- 8,168
- Residents
- 13,420
U.S. Census Bureau, 2024 ACS 5-year estimates
- City ruleAllowed by zone
- City feeNone published
- Tax on each stay12%
- Seasonal homes149 per 1,000
Fernandina Beach short-term rental permit
Fernandina Beach requires a Resort Rental Dwelling Permit to rent a property short term, which the city defines as twenty-nine days or less. The permit is available only for property zoned R-3, high density residential, or for an R-1 or R-2 property granted grandfathered status. In every other zoning district the minimum rental is thirty days, which the city classes as a long-term rental. State and county licenses come first, including a Florida public lodging license. Any business physically located inside the city limits needs a local business tax receipt from Fernandina Beach. Permits run for one year, from October 1 to September 30. Each year the city wants a completed inspection checklist for the dwelling, which the DBPR or any licensed home inspector may carry out. Every listing has to carry the city's short-term rental license number, in the format RRDP-00000-0000.[6]
What Fernandina Beach asks of you
The city treats a rental of twenty-nine days or less as short term, and requires a Resort Rental Dwelling Permit for it.[6]
To qualify, the property must be zoned R-3, high density residential, or be an R-1 or R-2 property granted grandfathered status. In all other districts the minimum rental is thirty days.[6]
State and county licenses come first, including a Florida public lodging license, and any business located inside the city limits needs a Fernandina Beach local business tax receipt.[6]
Permits are valid for one year, running from October 1 to September 30.[7]
A completed inspection checklist for the resort rental dwelling is required each year, and the DBPR or any licensed home inspector may carry it out.[7]
Every listing must include the city's short-term rental license number, in the format RRDP-00000-0000.[6]
What Florida asks wherever you host
These rules apply at this address whatever the city decides.
Florida licenses vacation rentals itself. A dwelling license covers houses, townhouses and buildings of up to four units. A condominium or cooperative unit takes a condominium license instead. The license costs $150 plus $10 per rental unit, plus a $10 hospitality education fee.[2]
No Florida city may ban vacation rentals. It may not set how long or how often you rent either. The one exception is a local ordinance already in force on June 1, 2011, which still applies.[1]
State sales tax is due on every rental of six months or less. A bona fide written lease for more than six months of continuous residence is exempt. So is the seventh month onward once a guest has stayed and paid for six.[3]
What a guest pays on top of your nightly rate in Fernandina Beach
Each layer is set by a different authority, and not all of them are collected by the platform.
| Layer | Rate | Remitted to |
|---|---|---|
| Florida state sales tax[3] | 6% | The state revenue department |
| Nassau County discretionary sales surtax[5] | 1% | The state revenue department |
| Nassau County Tourist Development Tax[4] | 5% | The county |
| Total on a taxable stay | 12% |
Nassau County levies its 5% tourist development tax on Amelia Island alone, in ZIP code 32034, which covers Fernandina Beach. The rest of the county carries none.[4]
What the census counts
How much of Fernandina Beach is already a second home
The Census Bureau counts 1,217 of Fernandina Beach's 8,168 homes as vacant for seasonal, recreational or occasional use. That is 149 out of every 1,000. It ranks Fernandina Beach 37th of the 48 Florida cities on this site for the share of its housing stock kept for part-year use.
- Rank in the state
- 37th of 48
- Share of housing
- 149 per 1,000
- Median home value
- $555,400
U.S. Census Bureau, 2024 ACS 5-year estimates, tables B25004, B25001, B01003 and B25077.
Nearby and comparable
Where Fernandina Beach sits among its neighbors
Crystal River, FL
Allowed by zone
413 seasonal homes, 181 per 1,000 housing units.
Crystal River short-term rental rulesNew Smyrna Beach, FL
Allowed by zone
4,282 seasonal homes, 195 per 1,000 housing units.
New Smyrna Beach short-term rental rulesMiami Beach, FL
Allowed by zone
13,380 seasonal homes, 212 per 1,000 housing units.
Miami Beach short-term rental rulesKey West, FL
Capped
2,161 seasonal homes, 148 per 1,000 housing units.
Key West short-term rental rulesFAQ
Fernandina Beach short-term rental questions
Can any Fernandina Beach house get a resort rental permit?
Does my listing have to show a license number?
Who can perform the annual inspection?
Sources
- Florida Statutes § 509.032(7), Duties — preemption of vacation rental regulation, The Florida Legislature, read on September 20, 2026
- Guide to Vacation Rentals and Timeshare Projects, Division of Hotels and Restaurants, Florida Department of Business and Professional Regulation, read on September 20, 2026
- Sales and Use Tax on Rental of Living or Sleeping Accommodations (GT-800034, R. 10/25), Florida Department of Revenue, read on September 20, 2026
- Local Option Transient Rental Tax Rates (DR-15TDT, R. 10/26), Florida Department of Revenue, read on October 2, 2026
- Discretionary Sales Surtax Information for Calendar Year 2026 (DR-15DSS), Florida Department of Revenue, read on September 20, 2026
- Short Term / Resort Rentals, City of Fernandina Beach, read on September 20, 2026
- Resort Rental Dwelling Permit application packet and ordinance, City of Fernandina Beach, read on September 20, 2026
This page is not legal advice. It summarizes the official sources listed on this page as they read on October 2, 2026. Rules can change after that date, so check with the issuing office before you apply or publish a listing.
Before you list
Free tools for new hosts
Short-term rental agreement generator
Parties, dates, rent, deposit checked against your state's cap, and the house rules clauses you enforce. A signed-ready PDF for direct and Vrbo bookings.
Airbnb host fee calculator
What Airbnb takes on a booking under the 15.5% host-only fee or the old split fee, what the guest pays on top, and the payout that reaches you.
Airbnb cleaning checklist generator
Build a printable turnover checklist by room, with restock, photos to take and a place for the cleaner to sign. Free PDF, no sign-up.
Check-in instructions
The message a guest reads before getting in: access, keys, WiFi, parking, contact. English or bilingual output.